Appraisal Contingency Clause in Florida Real Estate Contract

The Second District held that a clause allowing an “appraisal contingency” was valid which permitted the prospective buyer to back out of a contract without penalty.

The case is Nigel and Christine Gibney v. Randy and Helen Pillifant (LaRose, Villanti, Fu;mer).

The home sales contract was “contingent upon this property appraising for no less than $620,000 to be conducted by a local appraiser.”  Buyer performed an appraisal which came back under that amount.  Seller then requested an appraisal which was higher.  Who wins?

The panel held that “although inartful, this [clause] is not ambiguous” and that “appraising for no less than $620,000″ means that NO appraisal may be back less than that amount.  It was suggested that the sellers could have reserved the right to a competing, controlling appraisal.

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